All articles on NPL

Big Banks' NPL Rates Rise with Big Boost in Lending
Despite the global economic jam, four of China's big state-owned banks, the Bank of China (BoC), Industrial and Commercial Bank of China (ICBC), China Construction Bank (CCB), Bank of Communications (Bocom), have all recently reported stunning performance. But the news is not all so pretty, as non-performing loan (NPL) ratios of three of the four banks are also climbing.
March 31st,2009
Despite Profit Drop, Chinese Banks Increase Rainy Day Provisions
August 31st,2009
China's Fat Banking Years Are Fading, And Risks Are Rising
Regulator's statistics show that in less than a year and a half, the debt of the government financing platform has increased by 3.5 trillion yuan, of which nearly 85% comes from bank loans. Analysts worry that banks' credit risks are supported by the state, and many projects relying on their own cash flow are unable to repay without that state support.
September 5th,2009
Aggressive Government Investment Increases Concerns over Bad Loans, Poor Efficiency
The current investment binge in China may be sowing the seeds of bad loans that will sprout wildly in the next couple of years. China's banking system, although not shocked directly by the financial crisis, may be dangerously exposed to the balance sheet risks caused by massive and inefficient state intervention.
November 6th,2009
NPL Concerns and New Bank IPOs Drive 600 Billion Yuan Financing Rush
After China's the great leap in lending comes the inevitable great surge of refinancing. China's commercial banks, especially those that are very large and state-owned, are preparing for the rainy day of ever-accumulating non-performing loans (NPLs) by looking to raise 600 billion yuan from both the mainland and Hong Kong markets.
NPL;ABC;ICBC;CBRC March 31st,2010
China Economy and Market :Morgan Stanley Eyes 10 Risks
We are as humbled by the cruelty of short-run unpredictable events as we are emboldened by our strong conviction in a long-run secular story.
NPL;Hard Landing;Property Tax;Default September 5th,2010